Will Auto Insurance Cover Medical Expenses? (Kenner, LA)

If you’re involved in a car accident, one of the first things you’ll likely wonder is whether or not your auto insurance policy will cover your medical expenses.

Now, the answer to this question is complicated and depends on several factors including the type of insurance policy you have the severity of your injuries and the state in which you live in most cases.

However, your auto insurance policy should provide some coverage for your medical expenses. For example, your policy may help pay for hospitalization, surgery, and other medical treatments.

If you have comprehensive coverage and collision coverage, your policy may help pay for damage to your vehicle.

Now, in some states, personal injury protection, or PIP, is required by law and provides coverage for medical expenses regardless of who is at fault in an accident.

It’s best to consult with your insurance agent or company to determine what type of coverage you have and how it will apply in the event of an accident.

We’d be happy to review your insurance coverage options with you! Give us a call at (504) 305–4141 or visit https://www.gamanow.com.

Why You Should Use An Independent Agency Like Gama Insurance Agencies – Kenner LA



When you call Gama Insurance Agencies, an independent insurance agency, you can get quotations from 10 or more different insurance carriers! We’re fully informed on the benefits of each carrier, and each policy, so you’re also getting truly expert advice.

Call Gama Insurance Agencies in Kenner LA at (504) 305-4141

Business Insurance Coverages – Cases #5 and #6 – Kenner LA



The final segment in our video series about what insurance a small business actually needs.

Bad Luck Case #5
We review the need for Employment Practices Liability Insurance.

Bad Luck Case #6
A Key Man Life Insurance Policy would have been very helpful, giving the business valuable time to recover from the loss.

Call Gama Insurance Agencies in Kenner LA at (504) 305-4141

Business Insurance Coverages – Cases #3 and #4 – Kenner LA



As we continue our series of business insurance examples…

See how Bad Luck Case #3 might have been improved with a Property Insurance Policy that included Debris Removal Coverage, along with Business Income Insurance.

Bad Luck Case #4 reveals a very real need for Cyber Liability Insurance with Data Ransom Coverage

Call Gama Insurance Agencies in Kenner LA at (504) 305-4141

Business Insurance Coverages – Cases #1 and #2 – Kenner LA



What insurance does a small business actually need?
Much of a business’s success depends on how well it can overcome obstacles.

Gama Insurance Agencies is here to help guide you through the perils that you likely don’t anticipate.

Bad Luck Case #1
In this example, the hefty legal and judgment costs would have been covered by Hired and Non-Owned Auto Liability Insurance, up to purchased policy limits.

Bad Luck Case #2
ACME had Worker’s Compensation Insurance that covered Julie’s expenses, but not Colleen’s. The state identified that ACME had misclassified Colleen, which led to hefty penalties and judgments for medical costs and damages.

Call Gama Insurance Agencies in Kenner LA at (504) 305-4141