Boat Insurance

With boat ownership, you have a great opportunity to enjoy time relaxing on the water with family and friends, sightseeing, and enjoying numerous outdoor recreational activities. But, the good times on the water can be thwarted when an accident or any other type of mishap occurs. Some boating accidents can result in thousands of dollars of damages or more.

Other watercraft or personal property may also be damaged, and you could be financially responsible for those expenses. Medical bills, damage to personal items on the boat, and more can also add to the expense of an accident. Buying boat insurance is one of the leading ways to avoid the financial expense associated with boat accidents, and it may also protect you against damage related to bad weather, theft, and more.

Home + Auto

Life + Income



What To Know

Local laws establish the minimum coverage types and limits for your policy, but you may wish to add to the required amount. You may be responsible for paying for all expenses that you create, and this means that you could have to pay out of your own pocket if the cost of an accident exceeds the limits of your coverage.

You must pay a regular premium on your coverage to maintain the policy and the cost of the premium is linked to the coverage types and limits that you establish as well as many other factors. The other cost associated with boat coverage is the insurance deductible. Your insurance deductible is owed only when you file a claim. The amount of this expense can be adjusted within a determined range when you set up your coverage.

Because boat coverage may be required by law in your area, it may be a necessary cost associated with boat ownership. More than that, it can help you to avoid paying a large amount of money out of your personal funds in the event of an accident. Because of this, it may be an essential expense that you should include as a cost of ownership.

(504) 305-4141

2109 31st Court
Kenner, LA 70065

(225) 963-6383

5185 South Sherwood Forest Blvd.
Baton Rouge, LA 70816