Business Insurance

In all of its forms, business insurance is meant to protect the underlying company that it is in place for. Depending on the needs of that particular company, many different kinds of business packages can be purchased. Anything that can be defined as a business is eligible for this type of insurance. This can include people, as people can easily be defined as a business under certain laws.


Home + Auto

Life + Income



How It Works

Business packages are among the most malleable of all types of insurance. An insurance package should be delivered only after careful scrutiny of each and every line item. How the business package works depends on the negotiation between the company and the insurer.

Different Types of Coverage in Existence

There are different kinds of insurance available for everything from political upheaval to a breakdown of assets. A company should definitely talk to its insurance agent in order to get a program that is appropriate for its individual needs. There are business packages for large and small businesses, and even individuals can ensure themselves as a business.

Major benefits

The number one benefit of all types of business insurance is the ability of a business to stay open regardless of things that are out of its control. Accidents, political upheaval, and competition are only a few of the aspects of the business that may destroy a company over the short term. Insurance is one way to ensure that a business keeps its doors open in the face of large, short-term fiscal expenditures.

Commercial General Liability Insurance (CGL)

Bodily injury, property damage, personal injury, and advertising injury are covered with a CGL policy. A convenient catch-all type of policy, many businesses can use it as a starting point for their insurance needs – in terms of liability.

Commercial Property Insurance

A commercial property insurance policy could be thought of as a commercial version of a homeowners policy. You will find similar covered items, such as fire, theft, and natural disasters that pertain to the business property. If your business has some type of physical location, it would require a property insurance policy.

Workers Compensation

Workers that are hurt on the job can rely on workers compensation for lost income and medical expenses. This coverage is commonly required by employers, and it often extends to temporary employees as well.

Business Owner Package (BOP)

Small business owners can take care of many needs in a BOP policy – it often includes vehicle, property damage, business income, property, and bodily injury, as well as other types of basic insurance needs.

Other Policies

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